Risk and Risk Management

We all understand that risks are all around us; we know not to run across a busy road but instead take care and wait for the right time.

Similarly, there are many risks when investing. We take care by talking to you and through the use of risk profiling tools to make sure that your investments or pensions do not carry too much risk – or sometimes, too little risk.

We will explain to you the level of investment risk you are taking on, what the possible losses are, how frequently these might be seen and how long recovery of lost capital can take.

Gresham want you to take informed decisions.

Capacity for Loss

This is best understood as your ability to withstand losses in your investments or pensions without those losses having a seriously negative impact on your standard of living or ability to reach your goals. We will talk to you about the extent to which you can afford to make investments.